Yesterday morning we had a trip into Douglas to visit our Advocate in order to sign the purchase contract and hand over a cheque for the deposit payment.
We were advised that we have to take out the Buildings Insurance cover before contracts can be exchanged so I was going to contact the broker yesterday afternoon to get a quote. P said that he would deal with so I left it for him to sort out.
This morning I met my walking buddy, who is slowly recovering from the cold bug, and we went for a short, leisurely walk to the park for a coffee and chat. When I arrived back home at lunchtime P was a little sheepish. He had received another one of those scam 'phone calls from "Windows" in India. Immediately after hanging up on that one the 'phone rang again. This time he said it was a young woman with an Eastern European accent saying that she was calling from our bank. He apparently said "No, you're not" and hung up again. Shortly afterwards he realised that it may have been a genuine call regarding the rather large cheque we had handed over yesterday but he was unable to find the number to return the call. He then walked into town to visit the local bank branch and they confirmed that it had indeed been a genuine call from Head Office and that as he had been unable to verify that the payment was genuine the cheque had been stopped. Great.
Straight after lunch we both went back to the bank branch and arranged a telegraphic transfer to the Advocates' account which, thankfully, went through OK.
When I asked P if he had sorted out the insurance cover he said that he was still waiting for the vendor to get back to him about it. (Why was he asking the vendor???). I emailed the insurance broker and requested a quote but by this time it was too late to arrange it so that will have to be done tomorrow so that contracts can be exchanged.
P gets cross with me because I always want to take control of any admin issues and says that I don't trust him to do it himself. I wonder why.
Your past career proves that you have a special aptitude for admin matters and Lord Peregrine should recognise that fact. Is the birch still used on the Isle of Man? He needs six of the best and a big fat slice of humble pie.
ReplyDeleteQuite right!
DeleteHow frustrating, but at least it's going through now. It's an easy mistake to make when you have scamming calls and then another "accented" caller about bank details! I think many of us would have jumped to your husband's conclusion too!
ReplyDeleteAnyway, it sounds like you're in charge now and hopefully it will all go smoothly from hereon. Looking forward to seeing your new home.
Those scam calls are a real pain in the proverbial...
DeleteIf it's possible to do it online for a property you don't yet own, we've found you can't get it much more reasonably and cover is immediate. Otherwise might be best to insure just up to completion and then do it online. We use the firm with the little red telephone.
ReplyDeleteIt seems they don't cover the IOM. We have limited options for many financial services as UK law doesn't always apply.
DeleteIf you are used to doing all these 'jobs' then I am surprised there was any question of you not doing it and you leaving it to your husband.
ReplyDeleteIt won't be happening again Rachel, that's for sure.
DeleteI think that P was probably right with the East European accent phone call. I refuse to answer any phone call I don't recognise with all the scam calls. Hope it all goes well for you.
ReplyDeleteThere are so many scam calls it is now hard to recognise a genuine one.
DeleteOoh er…hopefully it’ll all come out in the wash and all will be sorted. Don’t be too hard on him though- you’ll need a helping hand when it comes to unpacking- ‘maybe that cabinet would look better over there’ might not get the answer you were hoping for😊
ReplyDeleteYes. We each have our different strengths . Mine is definitely not moving furniture!
DeleteIt's difficult to know, these days, if a call is a scam or not. When I'm told that my internet is about to be cut off unless I give them all my bank details, I'm pretty sure it's a scam. Occasionally I'm not so certain.
ReplyDeletep.s. I see from your spinning world that today I'm in Hove. Very nice too!
DeleteYou do get around, Cro.
DeleteI hadn't noticed the "spinning world" before....it seems that I am in St. Albans......it is 5 miles away !
ReplyDeleteHope you are enjoying your visit!
DeleteThe very reason my DH is never given these types of duties. All would come to a grinding halt.
ReplyDelete